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Juntos Avanzamos – Together We Advance – is a designation for credit unions committed to serving and empowering Hispanic consumers. Immigrants are a large and vibrant part of the US economy and a key audience in the low- and moderate-income communities that CDCUs serve. In many communities, however, immigrants remain largely unbanked and vulnerable to predatory financial service providers. The Federation is working with member CDCUs to meet the tremendous demand in the immigrant market and to demonstrate that serving immigrants is both a sustainable business strategy and vital to fulfilling our collective goal of helping people of modest means achieve financial independence.