About Us

Our Mission

The mission of the National Federation of Community Development Credit Unions is to help low- and moderate-income people and communities achieve financial independence through credit unions.

The Federation is a dynamic, growth-oriented association of credit unions that provide safe and responsible financial services to underserved communities. Since 1974, the Federation has been promoting financial inclusion by organizing, supporting, and investing in these community development credit unions (CDCUs), which specialize in serving populations with limited access to affordable financial services, including low-income wage earners, families, new immigrants, young people and the growing number of Americans seeking financial independence through credit unions.

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We achieve our mission through:


The Federation develops and delivers innovative products focused on low-income consumers, fosters strategic partnerships, identifies best practices and lessons for serving underserved communities, and provides education and training to CDCU leaders.


The Federation builds CDCUs’ capacity to serve low-income communities through technical assistance, webinars, practical tools and guides, and customized consulting services to support their growth and service to low-income communities.


The Federation’s Community Development Investment Program invests in member CDCUs to strengthen their financial position and expand their impact on the low-income communities they serve. Federation investments are designed to help CDCUs to offer innovative and responsible loan products and help consumers to protect and build assets.


The Federation advocates with government agencies, regulators and lawmakers for policies and programs that promote the safety and soundness of credit unions while allowing them to grow and promote the financial inclusion of low-income communities.

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