Immigrant Communities


Immigrants are a large and vibrant part of the US economy and a key market in the low- and moderate-income communities that CDCUs serve.  However, in many communities, immigrants remain largely unbanked and vulnerable to predatory financial service providers. The Federation is working with CDCUs to meet the tremendous demand in the immigrant market and to demonstrate that serving immigrant populations is both a sustainable business strategy and vital to fulfilling CDCUs’ collective goal of helping people of modest means achieve financial independence.

The Federation provides specialized technical assistance and consulting services to help credit unions to better understand local immigrant markets and to offer appropriate financial products and services ranging from savings accounts, to credit builder loans, to DREAMer and citizenship loans. We are also working with national partners, including Coopera and Grantmakers Concerned with Immigrants and Refugees, to share information on best practices for serving the immigrant market and to connect CDCUs with local organizations that provide social and legal services to immigrant communities.

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