Opportunities to Invest


Investors HandshakeThe Federation has over 30 years of experience in tailoring portfolios to the interests and needs of a variety of investors — foundations, banks, government, religious organizations, and individual trusts. Usually, investments to the Community Development Investment Program are $100,000 or more, for terms of at least three years, at below-market interest rates. We typically create a diversified portfolio of investments in multiple CDCUs and match the maturities of our investments in credit unions with the investor’s instructions. The Federation always maintains sufficient net worth and liquidity to repay any loans made to Community Development Investment Program. The Federation has never defaulted on, deferred, or reduced any payment of principal or interest. All investors are invited to request a copy of our CPA-audited financial statements.

Our Investors

The Community Development Investment Program receives loans, grants, and deposit funds from a wide variety of sources for reinvestment in local credit unions. Learn more.

Investment Selection Process

When placing deposits on behalf of our investors, the Federation deposits only up to insured limits (i.e. $250,000). Investment decisions for risk-bearing CDCU investments are made by the Federation’s arm’s length Community Development Investments Committee. Learn more.

Investment Offerings for Credit Unions

The Federation has a range of investment offerings for member credit unions seeking funds to increase liquidity, boost net worth, mitigate risk, and offer innovative products. Learn more.

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