CDCU Mortgage Center

Expanding access to affordable homeownership is an essential element financial independence for low- and moderate-income people and core to the Federation’s mission. Credit unions have long played an important role in homeownership financing and counseling as part of their historic commitment to serving people of modest means. The Federation’s homeownership initiatives aim to increase community development credit unions’ recognition as a source of responsible mortgage financing and to expand credit unions’ capacity as mortgage lenders and providers of accurate and consistent homeownership counseling.

House keysCDCU Mortgage Center

Launched in 2005, the CDCU Mortgage Center established a secondary market for member credit unions’ mortgage loans to low- and moderate-income members. By creating a pipeline for CDCUs to sell their mortgages, the CDCU Mortgage Center replenishes credit unions’ capital, enabling CDCUs to magnify their impact in their communities. Since its founding, CDCU Mortgage Center has purchased over 117 mortgages total over $11 million in loans. Learn more.

Housing Counseling Network

The Federation provides information and support to  credit unions on the best practices in housing education and counseling. Since 2008, the Federation has served as the National Housing Counseling Intermediary for credit unions, approved by the US Department of Housing and Urban Development’s Office of Housing Counseling.  In this role, the Federation supports a network 15 HUD-approved credit unions and affiliated non-profits to provide accurate, objective housing counseling services to credit union members across 10 states. Learn more.


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