Alternatives to Predatory Products

The Federation helps credit unions become the safe and affordable alternative to high-cost fringe service providers in their communities, like payday lenders, rent-to-own stores, pawn shops, automobile title and subprime mortgage lenders. The Federation supports CDCUs through technical assistance, consulting services, and programs like Borrow and Save.

Borrow and Save logo 250 pixelsBorrow and Save

For many low wealth wage-earners, bridging the gap between paychecks and the cost of living is a challenge often met by increasing consumer debt, typically through credit cards and sometimes through alternative lenders.

The Federation’s Borrow and Save program is designed to help borrowers break the cycle of borrowing from high-cost alternative lenders and move towards healthier savings habits.

Download the Borrow & Save Report

Read the Borrow & Save Press Release

Use the Borrow and Save Calculator (Members only)

View the Borrow and Save Toolkit (Members only)

B&S Save Money Image

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