Join us for our continuing Webinar Series: Critical Issues in the Current Financial Environment. This session will address the topic of, Effective Loan Management. 

During this webinar, you will learn:

• The challenges facing credit unions as they pursue profitable loan portfolios
• Why auditing firms and regulators are pressing credit unions to adopt and use effective credit migration models
• How the right credit migration models can assist in forming and maintaining effective loan policies and procedures in a timely manner
• The methods behind the best credit migration models that accurately identify individually and categorically those loans that are improving or digressing in quality
• How the best credit migration models can be used for predicting problem loans individually and categorically long before they show up on delinquency lists or other predictive reports
• What to look for when comparing credit migration models
• Answers to your credit migration modeling questions

This session is relevant to credit unions of ALL asset sizes. As a community development credit union, actively serving the low-moderate income market, this is a must attend sessions for your credit union. Reserve your space today!

Speakers:

• Randy Thompson, Presenter (TCT Consulting)

To register and learn more, CLICK HERE. 

This event, organized by NCUA in partnership with the Illinois Credit Union League and the Missouri Credit Union Association, will offer an intense full day of managerial education. At this boot camp, the Federation will provide credit union executives with an introduction to the services and products provided by the Federation as well as the benefits and resources available to credit unions serving low-income and underserved markets.

To register and learn more, click here

Long standing research has documented the adverse effects of high-cost financial services and predatory lending on low-income families and the communities in which they live. Predatory lenders strategically operate in low-income neighborhoods and reap millions in profits from a product designed to force borrowers into repeat loans. The trap of recycled debt is also how billions are taken each year from poor people.

The Federation and its member credit unions have long created and supported programs to break the cycle of high-cost borrowing used to bridge income gaps. Credit unions have historically offered basic, affordable consumer loans for terms of 6 months and beyond, underwritten based upon the borrower's capacity to pay.

The Borrow & Save program is designed to provide access to small dollar loans when needed and promote asset development, over time mitigating the need for repeat borrowing. This program demonstrates that financial institutions have the ability to offer an affordable small dollar loan product that fosters savings, breaks the cycle of high-cost and repeat borrowing and can be sustainable for the institution.

The Federation has taken significant steps to encourage credit unions to offer alternatives to predatory loans to those who might not otherwise be able to qualify for conventional loans. This month, the Federation will introduce for CDCUs a comprehensive tool kit of information and materials that will enable credit unions to roll out Borrow and Save for their members including model loan policies, marketing materials, reserve expectations and staffing and operational plans.

To register and learn more, click here

Join us for our continuing Webinar Series: Critical Issues in the Current Financial Environment. This session will address the topic of, Accurate and Empirical ALLL Placement. 

During this webinar, you will learn:

• Why so much confusion presently reigns among auditing firms, managers, and examiners as to the best models to use to predict loan portfolio problems and the correct methods to use to determine the amount to be set aside to fund a credit union’s  ALLL
• The advantages in using an empirically and statistically based credit migration model to predict loan portfolio problems and to determine what should be set aside in the ALLL
• Answers to your ALLL placement questions

This session is relevant to credit unions of ALL asset sizes. As a community development credit union, actively serving the low-moderate income market, this is a must attend sessions for your credit union. Reserve your space today!

Speakers:

• Randy Thompson, Presenter (TCT Consulting)

To register and learn more, CLICK HERE. 

Please contact Alison Carr, Membership and Outreach Officer with questions.

Email:  acarr@cdcu.coop

Phone:  (503) 720-6834

To register and learn more, click here

This day-long workshop is one of 15 free regional workshops offered by the National Credit Union Administration’s Office of Small Credit Union Initiatives (OSCUI) in 2013. During the workshop, OSCUI staff members will provide participants with information and best practices on the examination process, fraud detection, leadership and fair lending compliance.

At the workshop, the Federation will present a session on best practices and key issues for strategic planning.

Registration information coming soon here.

This event, organized by NCUA in partnership with the Texas Credit Union League, will offer an intense full day of managerial education. At this boot camp, the Federation will provide credit union executives with an introduction to the services and products provided by the Federation as well as the benefits and resources available to credit unions serving low-income and underserved markets.

To register and learn more, click here

This event, organized by NCUA in partnership with the League of Southeastern Credit Unions, will offer an intense full day of managerial education. At this boot camp, the Federation will provide credit union executives with an introduction to the services and products provided by the Federation as well as the benefits and resources available to credit unions serving low-income and underserved markets.

To register and learn more, click here

This day-long workshop is one of 15 free regional workshops offered by the National Credit Union Administration’s Office of Small Credit Union Initiatives (OSCUI) in 2013. During the workshop, OSCUI staff members and industry experts will provide participants with information and best practices on the examination process, fraud detection, leadership and fair lending compliance.

At the workshop, the Federation will present a session on best practices and key issues for strategic planning.

Registration information coming soon here. 

Join us in New Orleans for the Federation’s fifth Regional Workshop of 2013, held in conjunction with the NCUA’s Credit Union Workshop the following day. In this workshop, the Federation will introduce credit unions to the resources and opportunities to better serve low- and moderate-income consumers. This event is designed to help credit unions gain a better understanding of the:

• Benefits of CDFI Certification and low-income designation;
• Resources available to strengthen capacity to serve low- and moderate-income consumers;
• Innovative products and services to meet the needs of the underserved;
• Tools to develop effective outreach strategies in low- to moderate-income markets;
• Reporting requirements and the regulatory environment.

Registration information and additional details coming soon. 

This day-long workshop is one of 15 free regional workshops offered by the National Credit Union Administration’s Office of Small Credit Union Initiatives (OSCUI) in 2013. During the workshop, OSCUI staff members and industry experts will provide participants with information and best practices on the examination process, fraud detection, leadership and fair lending compliance.

At the workshop, the Federation will present a session on best practices and key issues for strategic planning.

Registration information coming soon here.