Richard Garcia


Richard Garcia
Chief Growth Officer, North Jersey Federal Credit Union

Richard Garcia is a banking executive with a diverse background in Commercial Lending, Financial Analysis, Business Lines of Credit, and Residential Lending. Rich specialized in small businesses, providing loans and cash management services to small and medium size companies. Over the years he has helped 1000′s of small businesses with loan requests. He has managed business banking portfolios of approximately $30mm consisting of closely held business of sales between $2mm to $25mm. His focus is on relationship management, portfolio retention, and the opportunity to provide advisory services to business clients. Rich sits on the board of several non-profits and corporate organizations. He has a Bachelor of Science degree from William Paterson University and has been recognized by the Commerce & Industry Leadership Award on behalf of the Hispanic Business Council of New Jersey. Rich has also been recognized by the Meadowlands Regional Chamber of Commerce Leadership Award for Exceptional community leadership. Prior to joining North Jersey Federal Credit Union, he was Senior Vice President & Director of Lending at Legion Capital Funding; Rich was also Vice President & Director of Lending at Legion Capital Funding; Rich was also Vice President & Director of Lending at Legion Capital Funding; Rich was also Vice President & Business Banking Officer at Capital One Bank; before that he was the Vice President & Business Banking Officer at Lakeland Bank. Rich is also the immediate past President of the Bergen County Hispanic American Chamber of Commerce as well as the immediate past Chairman of the Saddle Brook Township, New Jersey Planning Board.

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